Quickstart

What is Bancadia?

Bancadia is the trust infrastructure for the agentic economy. We maintain a real-time, verified registry of financial products — High-Yield Savings Accounts and Business Checking Accounts — that AI agents can query directly via the Model Context Protocol (MCP).

Instead of scraping bank websites or relying on stale data, your agent calls a structured MCP tool and receives accurate, up-to-date product data in a single round-trip.

Step 1 — Create a developer account

Go to bancadia.com/developer/signup and register with your email. No credit card required.

Step 2 — Generate an API token

Once registered, navigate to your developer dashboard and create a new API token. Copy the token immediately — it is only shown once.

Step 3 — Make your first MCP query

Send a JSON-RPC 2.0 request to the MCP endpoint with your Bearer token:

POST https://mcp.bancadia.com
Authorization: Bearer bcd_YOUR_TOKEN_HERE
Content-Type: application/json

{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "query_hysa",
    "arguments": {
      "min_apy": 4.5,
      "available_states": ["CA"],
      "insurance_type": "fdic"
    }
  }
}

You will receive a structured list of matching HYSA products. See the MCP Reference for all available parameters.