Bancadia

SmartBiz Essentials

Fintech Test 2

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Monthly Fee
$25/mo
Fee Waiver
Waived with $10,000 average monthly balance
Free Transactions
100 free/mo
Per-Transaction Fee
$0.5
Min. Opening Deposit
$0
Accepted Entity Types
LLC, S Corp, C Corp, Sole Proprietor
FedNow
No
Interest Bearing
No
Integrations
QuickBooks, Xero, Gusto, Rippling, Ramp
Insurance
FDIC Insured: Yes
Available In
Available in all 50 states
Verification Source
View source
Last Verified
May 2026
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