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Compare Business Checking Accounts

Side-by-side comparison of verified business checking accounts — fees, rates, and requirements.

ProductInstitutionMonthly FeeFee WaiverFree TransactionsPer-Txn Fee (over limit)Min. DepositInsuranceEntity TypesAvailabilityApply
Grasshopper Small Business CheckingGrasshopper Bancorp, Inc.No monthly feeUnlimitedNone$100FDICLLC · S Corp · C Corp · Sole Prop · PartnershipAll 50 statesApply Now
Lili Business CheckingLili App Inc.No monthly feeUnlimitedNone$0FDICSole Prop · LLC · Partnership · S Corp · C Corp · NonprofitAll 50 statesApply Now
Relay Business CheckingRelay Financial Technologies Inc.No monthly feeUnlimitedNone$0FDICSole Prop · LLC · S Corp · C Corp · Partnership · NonprofitAll 50 statesApply Now
Novo Business CheckingNovo Platform Inc.No monthly feeUnlimitedNone$0FDICSole Prop · LLC · S Corp · C Corp · Partnership · NonprofitAll 50 statesApply Now
Highbeam Business Deposit AccountHighbeam, Inc.No monthly feeUnlimitedNone$0FDICLLC · C Corp · S Corp · Sole Prop · PartnershipAll 50 statesApply Now
Mercury Business BankingMercury Technologies, IncNo monthly feeUnlimitedNone$0FDICLLC · S Corp · C Corp · PartnershipAll 50 statesApply Now
Rho Business Checking AccountUnder Technologies, Inc. DBA Rho TechnologiesNo monthly feeUnlimitedNone$0FDICLLC · C Corp · S CorpAll 50 statesApply Now
Karat Business CheckingKarat Financial Technologies IncorporatedNo monthly feeUnlimitedNone$0FDICLLC · S Corp · C Corp · Sole Prop · PartnershipAll 50 statesApply Now
Found Business CheckingIndie Technologies, Inc. dba FoundNo monthly feeUnlimitedNone$0FDICSole Prop · Partnership · LLC · S Corp · C Corp · NonprofitAll 50 statesApply Now
Bluevine Business CheckingBluevine Capital Inc.No monthly feeUnlimitedNone$0FDICSole Prop · Partnership · LLC · C Corp · S CorpAll 50 statesApply Now
Ramp Business Checking AccountRamp Business CorporationNo monthly feeUnlimitedNone$0FDICLLC · S Corp · C Corp · Sole Prop · Partnership · NonprofitAll 50 statesApply Now
CITIBUSINESS Streamlined CheckingCitibank, N.A.$15/mo✓ Waivable250/mo$0.45$1FDICSole Prop · LLC · S Corp · C Corp · Partnership · NonprofitAll 50 statesApply Now
Chase Business Complete CheckingJPMorgan Chase Bank, National Association$15/mo✓ Waivable20/mo$0.5$0FDICLLC · Sole Prop · C Corp · S CorpAll 50 statesApply Now

Full Specifications

Complete details for each business checking accounts in this comparison.

Grasshopper Small Business CheckingGrasshopper Bancorp, Inc.

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$100
Insurance
FDIC
Entity Types
LLC, S Corp, C Corp, Sole Prop, Partnership
Availability
Available in all 50 states

Lili Business CheckingLili App Inc.

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$0
Insurance
FDIC
Entity Types
Sole Prop, LLC, Partnership, S Corp, C Corp, Nonprofit
Availability
Available in all 50 states

Relay Business CheckingRelay Financial Technologies Inc.

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$0
Insurance
FDIC
Entity Types
Sole Prop, LLC, S Corp, C Corp, Partnership, Nonprofit
Availability
Available in all 50 states

Novo Business CheckingNovo Platform Inc.

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$0
Insurance
FDIC
Entity Types
Sole Prop, LLC, S Corp, C Corp, Partnership, Nonprofit
Availability
Available in all 50 states

Highbeam Business Deposit AccountHighbeam, Inc.

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$0
Insurance
FDIC
Entity Types
LLC, C Corp, S Corp, Sole Prop, Partnership
Availability
Available in all 50 states

Mercury Business BankingMercury Technologies, Inc

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$0
Insurance
FDIC
Entity Types
LLC, S Corp, C Corp, Partnership
Availability
Available in all 50 states

Rho Business Checking AccountUnder Technologies, Inc. DBA Rho Technologies

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$0
Insurance
FDIC
Entity Types
LLC, C Corp, S Corp
Availability
Available in all 50 states

Karat Business CheckingKarat Financial Technologies Incorporated

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$0
Insurance
FDIC
Entity Types
LLC, S Corp, C Corp, Sole Prop, Partnership
Availability
Available in all 50 states

Found Business CheckingIndie Technologies, Inc. dba Found

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$0
Insurance
FDIC
Entity Types
Sole Prop, Partnership, LLC, S Corp, C Corp, Nonprofit
Availability
Available in all 50 states

Bluevine Business CheckingBluevine Capital Inc.

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$0
Insurance
FDIC
Entity Types
Sole Prop, Partnership, LLC, C Corp, S Corp
Availability
Available in all 50 states

Ramp Business Checking AccountRamp Business Corporation

Monthly Fee
No monthly fee
Fee Waiver
None
Free Transactions
Unlimited
Per-Txn Fee (over limit)
None
Min. Deposit
$0
Insurance
FDIC
Entity Types
LLC, S Corp, C Corp, Sole Prop, Partnership, Nonprofit
Availability
Available in all 50 states

CITIBUSINESS Streamlined CheckingCitibank, N.A.

Monthly Fee
$15/mo
Fee Waiver
Maintain an average collected balance of $5,000 or more
Free Transactions
250/mo
Per-Txn Fee (over limit)
$0.45
Min. Deposit
$1
Insurance
FDIC
Entity Types
Sole Prop, LLC, S Corp, C Corp, Partnership, Nonprofit
Availability
Available in all 50 states

Chase Business Complete CheckingJPMorgan Chase Bank, National Association

Monthly Fee
$15/mo
Fee Waiver
$2,000 minimum daily ending balance in the Chase Business Complete Checking account each business day during the monthly statement period OR $2,000 in aggregate eligible Chase Payment Solutions deposits OR $2,000 in eligible Chase Ink/Sapphire Reserve for Business® card purchases OR a linked Chase Private Client Checking℠, JPMorgan Classic Checking, or Private Client Checking Plus account OR Chase Military Banking requirements
Free Transactions
20/mo
Per-Txn Fee (over limit)
$0.5
Min. Deposit
$0
Insurance
FDIC
Entity Types
LLC, Sole Prop, C Corp, S Corp
Availability
Available in all 50 states

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