Bancadia

Financial data,
structured for AI.

Bancadia's MCP endpoint gives your AI agent direct access to a verified registry of financial products. No scraping, no hallucinations — just clean, structured data from real institutions.

What data is available?

High-Yield Savings Accounts

  • APY and rate variability (fixed/variable)
  • Minimum balance requirements
  • Monthly fees and waiver conditions
  • FDIC/NCUA insurance details
  • State availability
  • Account features (debit card, mobile deposit, etc.)

Business Checking Accounts

  • Eligible entity types (LLC, S-Corp, sole prop, etc.)
  • Monthly fees and transaction limits
  • Wire transfer fees
  • Integrations (QuickBooks, Stripe, etc.)
  • Features (ACH, FedNow, virtual cards, etc.)
  • State availability

MCP integration overview

Bancadia exposes two MCP tools: query_hysa and query_business_checking. Both accept structured filter parameters and return verified product data as JSON.

POST https://mcp.bancadia.com
Authorization: Bearer bcd_YOUR_TOKEN_HERE
Content-Type: application/json

{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "query_hysa",
    "arguments": { "min_apy": 4.5, "insurance_type": "fdic" }
  }
}