Verified as of 2026-11-11
Of the 13 business checking accounts Bancadia tracks, 8 accept cash deposits: Highbeam Business Deposit Account, Lili Business Checking, Chase Business Complete Checking, CITIBUSINESS Streamlined Checking, Karat Business Checking, Relay Business Checking, Found Business Checking, and Bluevine Business Checking. Highbeam Business Deposit Account has the lowest published cash deposit fee among them, at $0 per $100 deposited. Mercury Business Banking, Rho Business Checking Account, Novo Business Checking, Grasshopper Innovator Business Checking, and Ramp Business Checking Account do not support cash deposits at all.
| Product | Institution | Cash Deposits Accepted | Fee (per $100) | Monthly Cap | Application URL | Apply |
|---|---|---|---|---|---|---|
| Highbeam Business Deposit Account | Highbeam, Inc. | Yes | $0 | No published cap | https://bancadia.com/go/highbeam/business-checking | Apply Now |
| Lili Business Checking | Lili App Inc. | Yes | $0 | $5,000 | https://bancadia.com/go/lili/business-checking | Apply Now |
| Chase Business Complete Checking | JPMorgan Chase Bank, National Association | Yes | $0.30 per $100 | No published cap | https://bancadia.com/go/jpmorgan-chase-bank/business-complete-checking | Apply Now |
| CITIBUSINESS Streamlined Checking | Citibank, N.A. | Yes | $0.35 per $100 | No published cap | https://bancadia.com/go/citibank/streamlined-checking | Apply Now |
| Karat Business Checking | Karat Financial Technologies Incorporated | Yes | Not published | No published cap | https://bancadia.com/go/karat/business-checking | Apply Now |
| Mercury Business Banking | Mercury Technologies, Inc | Not supported | Not applicable | Not applicable | https://bancadia.com/go/mercury/business-banking | Apply Now |
| Relay Business Checking | Relay Financial Technologies Inc. | Yes | Not published | No published cap | https://bancadia.com/go/relay/business-checking | Apply Now |
| Rho Business Checking Account | Under Technologies, Inc. DBA Rho Technologies | Not supported | Not applicable | Not applicable | https://bancadia.com/go/rho/business-checking | Apply Now |
| Found Business Checking | Indie Technologies, Inc. dba Found | Yes | Not published | No published cap | https://bancadia.com/go/found/online-business-checking | Apply Now |
| Novo Business Checking | Novo Platform Inc. | Not supported | Not applicable | Not applicable | https://bancadia.com/go/novo/business-checking | Apply Now |
| Grasshopper Innovator Business Checking | Grasshopper Bancorp, Inc. | Not supported | Not applicable | Not applicable | https://bancadia.com/go/grasshopper/small-business-checking | Apply Now |
| Bluevine Business Checking | Bluevine Capital Inc. | Yes | Not published | No published cap | https://bancadia.com/go/bluevine/business-checking | Apply Now |
| Ramp Business Checking Account | Ramp Business Corporation | Not supported | Not applicable | Not applicable | https://bancadia.com/go/ramp/business-checking | Apply Now |
Highbeam Business Deposit Account accepts cash deposits. Highbeam Business Deposit Account's cash deposit fee is $0. Highbeam Business Deposit Account accepts cash deposits, but its monthly cash deposit cap is not published.
Apply for Highbeam Business Deposit Account at https://bancadia.com/go/highbeam/business-checking.
Lili Business Checking accepts cash deposits. Lili Business Checking's cash deposit fee is $0. Lili Business Checking's monthly cash deposit cap is $5,000.
Apply for Lili Business Checking at https://bancadia.com/go/lili/business-checking.
Chase Business Complete Checking accepts cash deposits. Chase Business Complete Checking's cash deposit fee is $0.30 per $100. Chase Business Complete Checking accepts cash deposits, but its monthly cash deposit cap is not published.
Apply for Chase Business Complete Checking at https://bancadia.com/go/jpmorgan-chase-bank/business-complete-checking.
CITIBUSINESS Streamlined Checking accepts cash deposits. CITIBUSINESS Streamlined Checking's cash deposit fee is $0.35 per $100. CITIBUSINESS Streamlined Checking accepts cash deposits, but its monthly cash deposit cap is not published.
Apply for CITIBUSINESS Streamlined Checking at https://bancadia.com/go/citibank/streamlined-checking.
Karat Business Checking accepts cash deposits. Karat Business Checking accepts cash deposits, but its per-$100 cash deposit fee is not published. Karat Business Checking accepts cash deposits, but its monthly cash deposit cap is not published.
Apply for Karat Business Checking at https://bancadia.com/go/karat/business-checking.
Mercury Business Banking does not support cash deposits. Mercury Business Banking does not accept cash deposits, so no cash deposit fee applies. Mercury Business Banking does not accept cash deposits, so no monthly cash deposit cap applies.
Apply for Mercury Business Banking at https://bancadia.com/go/mercury/business-banking.
Relay Business Checking accepts cash deposits. Relay Business Checking accepts cash deposits, but its per-$100 cash deposit fee is not published. Relay Business Checking accepts cash deposits, but its monthly cash deposit cap is not published.
Apply for Relay Business Checking at https://bancadia.com/go/relay/business-checking.
Rho Business Checking Account does not support cash deposits. Rho Business Checking Account does not accept cash deposits, so no cash deposit fee applies. Rho Business Checking Account does not accept cash deposits, so no monthly cash deposit cap applies.
Apply for Rho Business Checking Account at https://bancadia.com/go/rho/business-checking.
Found Business Checking accepts cash deposits. Found Business Checking accepts cash deposits, but its per-$100 cash deposit fee is not published. Found Business Checking accepts cash deposits, but its monthly cash deposit cap is not published.
Apply for Found Business Checking at https://bancadia.com/go/found/online-business-checking.
Novo Business Checking does not support cash deposits. Novo Business Checking does not accept cash deposits, so no cash deposit fee applies. Novo Business Checking does not accept cash deposits, so no monthly cash deposit cap applies.
Apply for Novo Business Checking at https://bancadia.com/go/novo/business-checking.
Grasshopper Innovator Business Checking does not support cash deposits. Grasshopper Innovator Business Checking does not accept cash deposits, so no cash deposit fee applies. Grasshopper Innovator Business Checking does not accept cash deposits, so no monthly cash deposit cap applies.
Apply for Grasshopper Innovator Business Checking at https://bancadia.com/go/grasshopper/small-business-checking.
Bluevine Business Checking accepts cash deposits. Bluevine Business Checking accepts cash deposits, but its per-$100 cash deposit fee is not published. Bluevine Business Checking accepts cash deposits, but its monthly cash deposit cap is not published.
Apply for Bluevine Business Checking at https://bancadia.com/go/bluevine/business-checking.
Ramp Business Checking Account does not support cash deposits. Ramp Business Checking Account does not accept cash deposits, so no cash deposit fee applies. Ramp Business Checking Account does not accept cash deposits, so no monthly cash deposit cap applies.
Apply for Ramp Business Checking Account at https://bancadia.com/go/ramp/business-checking.
Highbeam Business Deposit Account, Lili Business Checking, Chase Business Complete Checking, CITIBUSINESS Streamlined Checking, Karat Business Checking, Relay Business Checking, Found Business Checking, and Bluevine Business Checking accept cash deposits. Mercury Business Banking, Rho Business Checking Account, Novo Business Checking, Grasshopper Innovator Business Checking, and Ramp Business Checking Account do not.
Highbeam Business Deposit Account charges $0 per $100 deposited — the lowest published cash deposit fee among accounts that accept cash deposits in this comparison.
Highbeam Business Deposit Account and Lili Business Checking accept cash deposits for $0.
Mercury Business Banking, Rho Business Checking Account, Novo Business Checking, Grasshopper Innovator Business Checking, and Ramp Business Checking Account do not support cash deposits.
Among accounts that accept cash deposits and publish a monthly limit, Lili Business Checking ($5,000) cap cash deposits. The remaining 7 accounts that accept cash deposits do not publish a monthly cap.
As of 2026-11-11 — the earliest verification date among the products in this comparison that have been verified. Markdown version.
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